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Obaro Urges Cybersecurity Attention over Increasing Digital Transformation

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The Managing Director of SystemSpecs, leading financial technology and human resources solutions powerhouse, Mr. John Obaro said as the pace of digital transformation ramps up with increased use of data and cloud technology by organisations and governments,  there is need for a renewed focus on cybersecurity to ensure data protection and privacy. He said the increasing spate of cyber-attacks and the role of malicious insiders indicate that traditional approaches to data security are no longer sufficient. Therefore, individuals, organisations and governments must be one or more steps ahead of cyber attackers.

Obaro spoke recently during the second edition of the Art of Technology conference, tagged “Smart Data, Smarter Lagos” which held in Lagos.

Organised by the Lagos state government in conjunction with the private sector, the event facilitated multi-stakeholder discussions, exchanges and collaborations aimed at identifying and leveraging the outcomes of data and its insights to the development of smart cities.

According to Obaro, malicious actors now have access to billions of interconnected devices with ransomware, phishing, data leakage, hacking and insider threat as some of the most common global scourges to the cyberspace.

He listed artificial intelligence and deep learning, behavioural analytics, embedded hardware authentication, blockchain cyber security, and the zero-trust model as some of the various security technologies available to tackle the threats.

“Already, many progressive organisations that are security-conscious are adopting some of these measures to ensure they avert direct and third-party security breaches,” Obaro said.

The technology expert further highlighted data breaches, data loss, access control, denial of service, insecure interfaces and poor API implementations, as some of the security challenges faced by organisations and government today in the use of cloud. He, nevertheless, encouraged the continued use of big data, video analytics and predictive analysis in order to detect and resolve cyber security threats, predict and avoid the possibilities of intrusion and invasion, and take intelligence-based action, amongst other benefits.

John Obaro founded SystemSpecs, one of the oldest technology companies in Nigeria, 29 years ago. Since then, the company has grown into an African giant, expanding internationally and creating customer-centric solutions that include Remita, an innovative payment solution; HumanManager, a human resource and payroll management solution; and Paylink.ng, an ecommerce platform for SMEs.

Other speakers at the Art of Technology conference include Michael Seibel, CEO, Y-Combinator; Ibukun Awosika, Chairman, First Bank of Nigeria; Lisa Da Silva, Principal Investment Officer, IFC; Demola Sogunle, CEO, Stanbic IBTC; and Tomi Davies, Collaborator-in-Chief, TVC Labs.

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Digital Economy

Championing An Inclusive Digital Identity Approach In Africa – At Scale

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As digitisation accelerates across Africa, the demand for liveness detection and online identity authentication services has become critical. The act of identifying ourselves is under rapid transformation, especially when it comes to using biometrics to access financial and governmental services. If executed correctly, this offers an opportunity for greater inclusivity than ever before.

Gur Geva, Founder and CEO of iiDENTIFii, says, “Face biometrics offers a ground-breaking solution to identity verification (IDV) on the continent in that it is secure and simple to use. Yet this solution will only truly work if the algorithm that underpins face biometrics is trained on the full scope of African faces and can be executed at scale.”

Historically, proof of identity was only available to those who could fulfil a rigid set of criteria. One of the main barriers to a person opening a bank account, for example, would be the inability for them to prove their identity without any formal identity document or proof of formal address. According to the World Bank, 57% of Africans still do not have any kind of bank account, including mobile money accounts. This translates to about 360 million adults in the region and approximately 17% of the total global unbanked population without access to formal financial services, a recent study by BPC and Fincog found.

Sustainable Development Goal 16:9 aims “to provide legal identity for all, including birth registration by the year 2030”. Digital identity plays an active role in meeting several other SDGs, including universal health and education access and financial inclusion.

Remote face authentication is a crucial step in bridging the digital divide in Africa.

Geva explains, “The digitally excluded are missing out on access to social and financial inclusion. Those who do not have access to newer technologies are disadvantaged in healthcare, education and financial support. The mere ability to confirm one’s identity digitally is a key that opens the doors to essential financial and civic services without the risk of impersonation or fraud.”

Diversity in face recognition is the key factor for success in Africa. Yet historically, a large-scale database of African faces has been lacking. Thanks to new developments in technology, this barrier is no longer in place. Geva adds, “Respecting diversity in biometric authentication is a core consideration in our business. For this reason, we have trained our algorithm on over 50 million African faces. This translates into identity for all, but specifically identity for all Africans.”

Through a triangulated authentication process, iiDENTIFii’s technology establishes that the person on the other end of the screen is real, live and transacting at that moment. This multi-faceted facial scan is further verified with key data from the person’s ID document and information from the relevant government databases. “Identity fraud has historically been difficult to detect. Our technology can authenticate and automatically onboard a person in under 30 seconds. Our algorithm vastly reduces false accept and reject rates, fully protecting consumers and businesses,” says Geva.

A focus on verifying a living person, in other words establishing ‘liveness’, ensures that correctly mapping and verifying a diverse range of faces is possible. Geva explains, “With our technology, we are able to establish 3D passive and 4D biometric liveness. Our 4D Liveness is resilient to deepfake and replay attacks. It comprises different colour lights that reflect in a certain sequence off the user’s face which helps determine true biometric liveness.”

Inclusivity in technology extends beyond diversity. It also raises the issue of accessibility. “We have created a technology platform that can be used by very low-end through to very high-end smartphones,” says Geva, “Users can also access the platform via a mobile Software Development Kit (SDK), as well as web-based/browser SDK – which allows them to just click on a link to authenticate themselves, as opposed to downloading a large SDK onto their phones.”

With a simple, fast and secure approach that takes the full scope of African faces into account, biometrics becomes a compelling catalyst for financial and social inclusion. Geva concludes, “We believe that, with the right technology, all Africans can claim their identity and use it to their safety and benefit.”

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Security

NCC Washes Hands Off Obi Audio Conversation With Oyedepo

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Nigerian Communications Commission (NCC) has refuted reports of alleged complicity of the commission in the leaked audio conversation between presidential candidate of Labour Party (LP) Mr. Peter Obi and founder of the Living Faith Church, Bishop David Oyedepo.

In the audio conversation that went viral on social media, Obi was heard telling Oyedepo that the 2023 election was a “religious war,” and urged the pastor to mobilize Christians in parts of the country to vote for him.

Although Obi in the conversation did not appear to have incited religious violence, some politicians condemned the said statement, insinuating he plotted to divide the people on religious lines, a very sensitive issue in a polarised country after the February 25 presidential election.

In a statement, the director of public affairs at NCC, Reuben Mouka, debunked the allegations that the commission got the audio via phone intercepts and leaked it to Obi’s political opponents, an accusation it strongly denied.

Part of the statement read: “The Nigerian Communications Commission (NCC) has been inundated with enquiries by the media on allegations of telephone tracking and leakage made against the commission by some individuals and groups in the social and alternative media.

“The commission wishes to make the following clarifications: The commission denies the allegations in their entirety. By the provisions of the Nigerian Communication Act (NCA) 2003 and other extant Laws of the federation, the commission does not and cannot track nor leak telephone conversations of anyone.

“The commission has reported the allegations, which we take seriously, to relevant security agencies for proper investigation and necessary action.

“The commission restates its commitment to discharge its responsibilities to the Nigerian people in accordance with the provisions of the Constitution of the Federal Republic of Nigeria; the NCA 2003; and other extant Laws of the Federation; and global best practices.

“For the avoidance of doubt, the commission denies these allegations and advises the public to disregard them.”

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Security

NCC Recommends 2-Factor Authentication For WhatsApp Users

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The Nigerian Communications Commission’s Computer Security Incident Response Team (NCC-CSIRT) has recommended that users of the popular messaging app, WhatsApp, set up Two-Factor Authentication (2FA) to avoid falling victim to account takeover by hackers.

In an advisory, NCC-CSIRT noted that WhatsApp, which is a Meta-owned service, is increasingly becoming a prime target for hackers and scammers who are always looking for ways to gain unauthorized access to users’ accounts.

The CSIRT described two-factor authentication (2FA) as an identity and access management security method that requires two forms of identification to access resources and data.  

According to the advisory, “In the world of messaging apps, one of the most popular and recognizable is WhatsApp. WhatsApp is 100 per cent free to use, has a great mobile app, and supports audio and video calls. Whether you rely on WhatsApp for all your messaging needs or just use it from time to time, it is recommended to set it up with two-factor authentication (2FA). With this enabled, you will need to enter a custom PIN every time you log in to WhatsApp from a new device, adding an extra layer of security to your account.”  

The Team said, “2FA gives businesses or people the ability to monitor and help safeguard their most vulnerable information and networks. The 2FA is important because it prevents cybercriminals from stealing, destroying, or accessing your internal data records for their own use”. The advisory stated.

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